Tag Archives: savings

SmartyPig, you are sweet

E*Trade sent me a sad email earlier this month. My annual interest rate, which had hovered around 2.5 percent, has shriveled to 0.95 percent - a significant, upsetting reduction.
I decided to shop around for better deals. There really weren’t many. Most banks have lowered their rates in recent months, even for online-only accounts (thanks, crappy [...]

My emergency fund

Starting an Emergency Fund, personal finance bloggers say, is one of the essential parts of taking control of one’s finances and crawl one’s way out of debt. Here’s what it entails:
Definition of an Emergency Fund: Some amount of money - $1,000, $5,000, maybe more - that is set aside to pay for true emergencies if/when [...]