Tag Archives: student debt

Dealing with student debt: Forbearance and Deferment

So it happened: the dreaded day when my student loans all entered repayment. I was slammed with a $544 bill from one of my lenders - a third of my take-home monthly salary. Last weekend I applied for a consolidation loan from the U.S. Department of Ed., but have yet to receive that loan. I [...]

Dealing with student debt: Consolidation

The student-loan bills keep rolling in. Week after week, month after month, loan after loan - they seem endless.
I accumulated nine separate student loans during my academic career, and many of them are on different billing schedules with different monthly payments and different interest rates. I owe money on at least one of them almost [...]

Dealing with student debt: Student loans, defined

Let’s start with the basics: Which loans are available to graduate students, and how much you should expect to pay for them once you’ve finished school.
I’m not going to spend any time telling you how to get the loans. The Internet is overflowing with information on how to saddle yourself with student debt, so if [...]